Call Us Toll Free: (844) 892-3939
Best Auto Insurance Agent
HOME
 
CONTACT US
 
SITE CONTENTS
 

Does bad credit history affect car insurance rates?

 
Motor Vehicle Insurance
  Best Auto Insurance Agents
  Automobile Insurance
  Commercial Auto Insurance
  Classic Car Insurance
  Recreation Vehicle Insurance
  Motorcycle Insurance
Types of Auto Insurance
  Auto Liability Insurance
  Comprehensive and Collision
  Uninsured Motorist Coverage
  Roadside Assistance Insurance
Does bad credit history affect car insurance rates in and near Santa Clara New Mexico

Credit Rating & Auto Insurance Rates
Santa Clara New Mexico

Does bad credit history affect car insurance rates?



For some, during tough times, credit card bills may get paid last or not at all. What many people don't realize is that a poor credit history can actually affect our auto insurance rates. A number of car insurance companies check your credit score or use credit based insurance scores as a factor to determine your insurance premiums. Other factors include your car model and your driving history.

Why do car insurance companies check credit score?



You may be thinking to yourself, “what does my credit history have to do with whether or not I am a good driver? Why should it affect how much I pay for car insurance?”

Motor vehicle insurance agencies take this into consideration because they're looking to determine part of the risk they will take them to insure you. Believe it or not, some studies have even been done which show that individuals with high credit score are less prone to be involved in vehicle accidents.

If you've got no past due accounts or no late payments, long insurance history, accounts that are all in good standing, and a good driving record, you're most likely to pay lower premiums than those who don't.

Rules on checking credit score or credit based insurance score may vary from state to state. Hawaii, California, and Massachusetts have banned auto insurance companies from this practice of checking credit based insurance scores while the rest of the states have legislations that deal with the use of credit information in insurance premiums and funding.


Car Insurance in Santa Clara New Mexico: Car Insurance Agency


Auto Insurance in Santa Clara New Mexico: Auto Insurance Agency


Cheap Auto Insurance in Santa Clara New Mexico: Cheap Car Insurance

Frequently Asked Questions
  Can I get cheap car insurance?
  Do I need comp and collision?
  I got in car accident, now what?
  How long should it take to process car insurance claim?
  Does bad credit history affect car insurance rates?
  I'm renting a car; do I need to pay for extra insurance?
  I have a bad driving record; can I still get auto insurance coverage?
  What is Gap Insurance?
Best Auto Insurance Agent

 

Best Auto Insurance Agent

 

Best Auto Insurance Agent Alabama Best Auto Insurance Agent Alaska Best Auto Insurance Agent Arizona Best Auto Insurance Agent Arkansas
Best Auto Insurance Agent California Best Auto Insurance Agent Colorado Best Auto Insurance Agent Connecticut Best Auto Insurance Agent Delaware
Best Auto Insurance Agent District Of Columbia Best Auto Insurance Agent Florida Best Auto Insurance Agent Georgia Best Auto Insurance Agent Hawaii
Best Auto Insurance Agent Idaho Best Auto Insurance Agent Illinois Best Auto Insurance Agent Indiana Best Auto Insurance Agent Iowa
Best Auto Insurance Agent Kansas Best Auto Insurance Agent Kentucky Best Auto Insurance Agent Louisiana Best Auto Insurance Agent Maine
Best Auto Insurance Agent Maryland Best Auto Insurance Agent Massachusetts Best Auto Insurance Agent Michigan Best Auto Insurance Agent Minnesota
Best Auto Insurance Agent Mississippi Best Auto Insurance Agent Missouri Best Auto Insurance Agent Montana Best Auto Insurance Agent Nebraska
Best Auto Insurance Agent Nevada Best Auto Insurance Agent New Hampshire Best Auto Insurance Agent New Jersey Best Auto Insurance Agent New Mexico
Best Auto Insurance Agent New York Best Auto Insurance Agent North Carolina Best Auto Insurance Agent North Dakota Best Auto Insurance Agent Ohio
Best Auto Insurance Agent Oklahoma Best Auto Insurance Agent Oregon Best Auto Insurance Agent Pennsylvania Best Auto Insurance Agent Puerto Rico
Best Auto Insurance Agent Rhode Island Best Auto Insurance Agent South Carolina Best Auto Insurance Agent South Dakota Best Auto Insurance Agent Tennessee
Best Auto Insurance Agent Texas Best Auto Insurance Agent Utah Best Auto Insurance Agent Vermont Best Auto Insurance Agent Virginia
Best Auto Insurance Agent Washington Best Auto Insurance Agent West Virginia Best Auto Insurance Agent Wisconsin Best Auto Insurance Agent Wyoming

 

Site Map Santa Clara New Mexico Site Map Santa Clara NM Site Map Santa Clara
Contact Us Santa Clara New Mexico Contact Us Santa Clara NM Contact Us Santa Clara
Best Auto Insurance Agents Santa Clara New Mexico Best Auto Insurance Agents Santa Clara NM Best Auto Insurance Agents Santa Clara
Automobile Insurance Santa Clara New Mexico Automobile Insurance Santa Clara NM Automobile Insurance Santa Clara
Commercial Auto Insurance Santa Clara New Mexico Commercial Auto Insurance Santa Clara NM Commercial Auto Insurance Santa Clara
Classic Car Insurance Santa Clara New Mexico Classic Car Insurance Santa Clara NM Classic Car Insurance Santa Clara
Recreation Vehicle Insurance Santa Clara New Mexico Recreation Vehicle Insurance Santa Clara NM Recreation Vehicle Insurance Santa Clara
Motorcycle Insurance Santa Clara New Mexico Motorcycle Insurance Santa Clara NM Motorcycle Insurance Santa Clara
Auto Liability Insurance Santa Clara New Mexico Auto Liability Insurance Santa Clara NM Auto Liability Insurance Santa Clara
Comprehensive and Collision Santa Clara New Mexico Comprehensive and Collision Santa Clara NM Comprehensive and Collision Santa Clara
Uninsured Motorist Coverage Santa Clara New Mexico Uninsured Motorist Coverage Santa Clara NM Uninsured Motorist Coverage Santa Clara
Roadside Assistance Insurance Santa Clara New Mexico Roadside Assistance Insurance Santa Clara NM Roadside Assistance Insurance Santa Clara
Can I get cheap car insurance? Santa Clara New Mexico Can I get cheap car insurance? Santa Clara NM Can I get cheap car insurance? Santa Clara
Do I need comp and collision? Santa Clara New Mexico Do I need comp and collision? Santa Clara NM Do I need comp and collision? Santa Clara
I got in car accident, now what? Santa Clara New Mexico I got in car accident, now what? Santa Clara NM I got in car accident, now what? Santa Clara
How long should it take to process car insurance claim? Santa Clara New Mexico How long should it take to process car insurance claim? Santa Clara NM How long should it take to process car insurance claim? Santa Clara
Does bad credit history affect car insurance rates? Santa Clara New Mexico Does bad credit history affect car insurance rates? Santa Clara NM Does bad credit history affect car insurance rates? Santa Clara
I'm renting a car; do I need to pay for extra insurance? Santa Clara New Mexico I'm renting a car; do I need to pay for extra insurance? Santa Clara NM I'm renting a car; do I need to pay for extra insurance? Santa Clara
I have a bad driving record; can I still get auto insurance coverage? Santa Clara New Mexico I have a bad driving record; can I still get auto insurance coverage? Santa Clara NM I have a bad driving record; can I still get auto insurance coverage? Santa Clara
What is Gap Insurance? Santa Clara New Mexico What is Gap Insurance? Santa Clara NM What is Gap Insurance? Santa Clara