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Uninsured Motorist Coverage |
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Uninsured Motorist Coverage |
What happens if I get hit by someone who doesn't have car insurance?When purchasing your auto insurance policy, there are different types of car insurance coverage to choose from. With so many auto insurance companies promising to offer options and complete coverage, how do you know what you need? From all these additional coverage offers, there's one type of car insurance coverage that you definitely may want to consider having - the uninsured motorist coverage or underinsured motorist coverage. Uninsured motorist coverage or underinsured motorist coverage protects compliant drivers in cases when you happen to get into a car accident, with the other driver being at fault, but the other driver does not have car insurance or, has auto insurance but not enough to pay for the damages you incurred. What you need to know about uninsured motorist coverage.As mentioned above, there are basically two major types: uninsured motorist coverage and underinsured motorist coverage. Both help you pay for costs in relation with an accident caused by another driver that is either totally not insured or those that have only the minimum liability insurance required by the state which is often not really enough to pay for all medical bills. An uninsured motorist policy usually covers expenses related to bodily injury - things like your medical bills, lost wages, and suffering. Depending on the limits you set, it can also cover property damage, particularly damages to your car and even cover damages to your passengers or someone who happens to be driving your car when the accident happened. When availing of the uninsured motorist policy, you need to consider the limits you'll set for the coverage as it can cover up to a million dollars. Some factors to consider would be if you and/or your family have medical insurance coverage already and the worth of your vehicle. To help you decide better, we've got a group of dependable licensed auto insurance agents that are ready to answer your questions and who can help you find a coverage that best suits your needs. Give us a call, we'll take note of your information and listen carefully to your car insurance needs; and we make sure that you get to speak with a licensed car insurance agent that can specifically give you the uninsured motorist coverage you need. We provide personalized service, various options, and clear cut information and quote about your preferred coverage so you are sure to know exactly what you're getting. Car Insurance in Seabrook New Hampshire: Car Insurance AgencyAuto Insurance in Seabrook New Hampshire: Auto Insurance AgencyUninsured Motorist insurance in Seabrook New Hampshire: Uninsured Motorist coverage |
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