Auto Insurance for Car Rentals
Vieques Puerto Rico |
I'm renting a car. Do I need to pay for extra insurance?
Renting a car is very common especially when travelling to another state or another country. And the question of paying extra or additional insurance when renting a vehicle is something that many of us may wonder. The answer actually depends with the kind of auto insurance policy you already have and/or if you have comprehensive and collision coverage.
Depending on your existing car insurance policy, it will typically cover a rental car. And if you have a comp and collision coverage and you are the one who's actually driving the car at the time of collision, then your comprehensive and collision will pay for any damages to your rented car including deductibles. The rental company might charge you additionally though for its loss of income while the car is under repair.
If in your current auto insurance company, none of the previously stated coverage or policies extend to a rented car, and you rent a car frequently, you might want to add a coverage called “Use of Non Owned Cars.”
Make sure you read your auto insurance policy well or contact your trusted auto insurance agent before purchasing auto insurance coverage from the rental car company. No one wants to pay more than they have to. But you also don't want to be stuck footing the bill for damage done to a car rental if you get in an accident.
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